Turning 65 is a significant milestone, and with it comes eligibility for Medicare, the federal health insurance program. While it can seem complex, understanding the basics and planning ahead can make the transition smooth and stress-free.
It's never too early to start learning about Medicare, but ideally, you should begin exploring your options at least six months before your 65th birthday. This gives you ample time to understand the different parts of Medicare, learn about enrollment periods, compare plan options, and determine if you need additional coverage.
Get coverage for routine check-ups, fillings, and other dental procedures, as well as eyeglasses, contact lenses, and other vision-related expenses. These beneifits are also avalible
If you plan to continue working past 65 and have employer-sponsored health insurance, you may be able to delay enrolling in Medicare Part B without penalty. However, it's essential to check with your employer's benefits administrator to understand how your current coverage works with Medicare and if it's considered "creditable coverage" by Medicare standards. For smaller employers (fewer than 20 employees), Medicare might become your primary insurance, so enrolling in Part A and B is often necessary.
Get quick and easy access to medical professionals through telemedicine services. Consult with a doctor via phone or video, and get prescriptions and medical advice without leaving your home.
Medicare Supplement promotes wellness program. Encourage healthy habits, provide health education, and offer incentives for achieving health goals.